Various financial activities are undertaken by individuals, business firms, and governments. Some of these include investing, saving, borrowing, and credit cards. Financial institutions include banks, credit unions, and pension funds.

The study of finance focuses on managing, allocating, and tracking cash flow. Some of these activities involve investing, forecasting, and risk management.

Financial institutions may perform a number of tasks, such as auditing, tax preparation, and day-to-day cash flow tracking. Some financial activities involve borrowing and lending, including home mortgages and short-term credit to consumers.

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